We Started with a Simple Question
Back in 2019, our founder was sitting at a coffee shop reviewing spreadsheets from seven different bank accounts. That's when it hit him—why should managing money feel this complicated?
Most people weren't struggling because they overspent. They struggled because their finances were scattered across too many places. Some bills came from one account, savings sat in another, investments somewhere else entirely.
Vlasterina grew from that frustration. We believed budget consolidation shouldn't require an accounting degree or hours of manual work each month.
What We Actually Do
Account Linking
We connect your existing accounts into one coherent view. Not by moving your money around—just by giving you a clear picture of where everything sits.
Most clients link 3 to 8 accounts within their first week. Banks, credit cards, savings platforms—they all sync into a single dashboard.
Budget Mapping
Instead of tracking every coffee purchase, we focus on patterns. Where does your money consistently go? What's predictable versus what's variable?
This approach helps identify realistic adjustments rather than unrealistic restrictions that nobody actually follows.
Monthly Reviews
We generate reports that highlight changes from the previous month. Not generic advice—specific observations based on your actual spending behavior.
Think of it as a financial health check that spots trends before they become problems.
Goal Tracking
Whether you're saving for a property down payment or building an emergency fund, we track progress against targets you set.
The system adjusts projections based on real contribution patterns, not optimistic assumptions.
Automated Alerts
Get notified when unusual activity occurs or when you're approaching budget thresholds. Not constant pings—just the alerts that actually matter.
Clients report this catches duplicate charges and subscription renewals they'd forgotten about.
Secure Access
Your financial data stays encrypted with bank-level security protocols. We don't store account credentials—just read-only access tokens.
You can revoke permissions instantly if needed. Your data, your control.
How We Built This
Our first version was honestly pretty rough. It could link two accounts and that was about it. But those early users—all twelve of them—gave us feedback that shaped everything that came next.
We learned people didn't want another app telling them to stop buying lunch. They wanted clarity about their overall financial position without spending weekends updating spreadsheets.
- 2019: Started with basic account aggregation for personal use
- 2020: Launched beta version to 50 testers in Singapore
- 2021: Added automated categorization based on merchant data
- 2022: Introduced goal tracking after repeated requests
- 2023: Expanded support for investment accounts and CPF integration
- 2024: Released mobile apps with biometric security
Each feature exists because users asked for it. We've never chased trends or added complexity just because competitors did. If something doesn't directly help with budget consolidation, it doesn't make the cut.
Meet Some of Our Team
These are the people who actually build and support what you see. No executive bios—just folks doing the work.
Darius Okonkwo
Darius joined us in 2021 after spending five years building banking apps for a major financial institution. He got tired of feature bloat and wanted to create something simpler.
"Most finance apps try to do everything. We focus on doing one thing well—helping people see their complete budget picture."
Linnea Bergström
Before Vlasterina, Linnea worked in credit counseling. She knows exactly what questions people ask when they're trying to understand their finances for the first time.
"I love when someone finally sees all their accounts in one place. That moment of clarity—that's why I do this job."
Singapore-Based, Globally Informed
We're headquartered at 114 Desker Road in Singapore because that's where we started. The local market taught us about CPF integration, multi-currency considerations, and regional banking quirks.
But our approach to budget consolidation applies anywhere. Financial complexity isn't unique to Singapore—it's a universal problem that deserves a straightforward solution.
If you want to know more about what we do or how consolidation might work for your situation, reach us at [email protected] or call +65 6221 9121.